Produktbild: Banker's Guide to New Small Business Finance

Banker's Guide to New Small Business Finance Venture Deals, Crowdfunding, Private Equity, and Technology. + Website

Aus der Reihe Wiley Finance Editions

67,99 €

inkl. gesetzl. MwSt., Versandkostenfrei


Beschreibung

Produktdetails

Einband

Gebundene Ausgabe

Erscheinungsdatum

18.08.2014

Verlag

John Wiley & Sons

Seitenzahl

224

Maße (L/B/H)

23,5/15,7/1,7 cm

Gewicht

484 g

Auflage

1. Auflage

Sprache

Englisch

ISBN

978-1-118-83787-0

Beschreibung

Produktdetails

Einband

Gebundene Ausgabe

Erscheinungsdatum

18.08.2014

Verlag

John Wiley & Sons

Seitenzahl

224

Maße (L/B/H)

23,5/15,7/1,7 cm

Gewicht

484 g

Auflage

1. Auflage

Sprache

Englisch

ISBN

978-1-118-83787-0

Herstelleradresse

Libri GmbH
Europaallee 1
36244 Bad Hersfeld
DE

Email: gpsr@libri.de

Kundinnen und Kunden meinen

0 Bewertungen

Informationen zu Bewertungen

Zur Abgabe einer Bewertung ist eine Anmeldung im Konto notwendig. Die Authentizität der Bewertungen wird von uns nicht überprüft. Wir behalten uns vor, Bewertungstexte, die unseren Richtlinien widersprechen, entsprechend zu kürzen oder zu löschen.

Die Bewertungen sind nach Format, Anzahl Sterne und Datum sortiert.

Verfassen Sie die erste Bewertung zu diesem Artikel

Helfen Sie anderen Kund*innen durch Ihre Meinung

Kundinnen und Kunden meinen

0 Bewertungen filtern

Die Leseprobe wird geladen.
  • Produktbild: Banker's Guide to New Small Business Finance
  • Figures and Tables xi
     
    Preface xiii
     
    Acknowledgments xix
     
    About the Author xxi
     
    Part One: Survey of Funding Small Business 1
     
    Chapter 1: How Small Businesses Are Funded 3
     
    Defining Small Business 3
     
    ABCs of Small Business Funding 8
     
    Usual Suspects Providing Business Capital 10
     
    The Rise of Alternative Financing 12
     
    Chapter 2: Elusive Nature of Bank Funding 15
     
    Risk Appetite Is an Oxymoron 16
     
    Source of Bank Funding Limits Its Use 17
     
    Small Business Credit Is Difficult to Scale 19
     
    Loan and Bank Size Are Inversely Related 20
     
    Chapter 3: Capital Market Disruptions, Post-2008 23
     
    Didn't Anyone See Bubble Coming? 23
     
    This Time Was Different 25
     
    Where Did Main Street Funding Go? 29
     
    SBA--Main Street's Federal Bailout? 30
     
    Supply versus Demand--Did Anyone Ask for a Loan (and What Was the Answer)? 33
     
    Post-Crisis Reflections on Financial Regulation 37
     
    Part Two: A Perfect Storm Rising 43
     
    Chapter 4: A Paradigm Shift Created by Amazon, Google, and Facebook 45
     
    Amazon Creates Digital Trust 46
     
    Who Answered All Those Questions Before? 49
     
    Your Opinion Is (In)valuable 51
     
    How Do These Changes Affect Small Business Lending? 54
     
    Chapter 5: Private Equity In Search of ROI 59
     
    The Fed's Low Interest Policy and the Effects on the Private Investor 60
     
    Wall Street Isn't Main Street 60
     
    First Buy In, Then Invest Up 62
     
    A Cautionary Note about a 72 Percent APR 67
     
    Chapter 6: First Change the Marketplace, Then Change the Market 71
     
    Old Thinking/Technology Can Stifle Credit 72
     
    Morality and Money 78
     
    The Unintended Consequences of Old Law 79
     
    Capital Markets Go Digital 81
     
    Pattern Recognition--Data Is the Game Changer 82
     
    Different Processes and Different Views 84
     
    Crowdfunding versus the Crowd That Got Funding 86
     
    The Rise in Alternative Paths to Source Funding 88
     
    Billions Went Missing and No One Noticed? 89
     
    Part Three: Digital Dynamics in Small Business Funding 93
     
    Chapter 7: Funders and Lenders--Online Capital Providers 95
     
    Innovative Funding Marketplace 95
     
    Online Funders: Purchasing Future Receipts 97
     
    Online Lenders: Money from the Cloud 106
     
    Chapter 8: Crowdfunding with Donors, Innovators, Loaners, and Shareholders 125
     
    Donors--Funding Arts, Solving Problems, and Floating Local Businesses with No Strings Attached 125
     
    Innovators--Buy It, I'll Build It 133
     
    Loaners--Brother Can You Refinance My Visa? 135
     
    Shareholders--Online Market for Equity 140
     
    Crowded Elevator? 147
     
    Chapter 9: Other Innovative Funding Sources on the Rise 151
     
    Factoring in the Digital Age 151
     
    Working Capital Management as a Financing Strategy 156
     
    Investing Retirement Funds in Self, Inc. 157
     
    No Store, No Hours, No Bank, No Problem--Virtual Lenders for Virtual Merchants 160
     
    Taking as Much Time as Needed to Repay 164
     
    Chapter 10: Capital Guides--Online Resources to Find, Coach, and Assist Borrowers and Lenders 167
     
    Loan Brokers 168
     
    Other Online Resources 174
     
    Chapter 11: What Innovation Means for Bank Lending 177
     
    Competition Erodes Banks' Share of Small Business Loans (Again) 178
     
    What Banks Can Fund (but Won't) versus What Banks Cannot Fund (but Will) 180
     
    The Best Defense Is Still a Good Offense 182
     
    Banks Still Have the Most Customers and Cheapest Bucks in Town 184
     <