Misrepresentation in the Life, Health, and Disability Insurance Application Process, Third Edition

Joseph M. Hamilton is a Partner at the Massachusetts firm of Mirick O'Connell. He is a former member of the Firm's Management Committee and Co-Chair of the Firm's Life, Health, Disability and ERISA practice group. Mr. Hamilton received his B.S. and J.D. from Boston College. He serves as counsel for numerous life, health and disability insurers and self-insureds at all levels of state and federal courts throughout Massachusetts. Mr. Hamilton's representation includes the full spectrum of issues arising from both individual and group coverage, under both state and federal law, including ERISA. Mr. Hamilton is a member of the Employee Benefits, Life, and Health and Disability Insurance Law Committees of the American Bar Association; the Life, Health and Disability Committee of the Defense Research Institute; The Association of Life Insurance Counsel; the Massachusetts Defense Lawyers Association; and the New England Claims Association. Mr. Hamilton is a past Chair of the ABA's Life Insurance Law Committee and is currently a Vice-Chair of the Health and Disability Law Committee. Mr. Hamilton frequently writes and speaks on life, health, disability and ERISA issues.April 2009

Joseph R. Jeffery is a Member of Chittenden, Murday & Novotny LLC. Joe is an experienced litigator who represents clients in trial and appellate courts across the country in all manner of life, health, and disability insurance disputes. He presents frequently on issues related to life, health, and disability insurance and is the author and co-author of several articles concerning the same, including Recent Developments in Health Insurance, Life Insurance and Disability Insurance Law, an article published annually in the American Bar Association’s Tort Trial & Insurance Practice Law Journal. Joe is also the past Chair of the Life Insurance Law Committee of the American Bar Association’s Tort Trial & Insurance Practice Section.